Consultation Responses
Personal Finances


R3 is the trade association for the UK’s insolvency, restructuring, advisory, and turnaround professionals. We represent insolvency practitioners, lawyers, turnaround and restructuring experts, students, and others in the profession.

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Personal Finances
Response to the Insolvency Service's Call for Evidence: Personal Insolvency Framework (October 2022) - Size: 423Kb Download
Response to the Insolvency Service's Debt Relief Orders consultation (February 2021) - Size: 270Kb Download
Response to HM Treasury Breathing Space consultation (January 2019) - Size: 410Kb Download
Response to HM Treasury Call for Evidence: Breathing Space - Size: 359Kb Download
Response to HMT Public Financial Guidance Review - consultation on a single body (February 2017) - Size: 363Kb Download
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Stuart McBrideStuart McBride
Senior Communications Manager
020 7566 4214
Amelia FranklinAmelia Franklin
Campaigns and Communications Executive
0207 566 4203
Lyle HorneLyle Horne
Public Affairs & Policy Officer
0207 566 4202

R3 members can provide advice on a range of business and personal finance issues. To find an R3 member who can help you, click below.