R3's External Affairs team look back on a milestone 12 months - for the Association and the profession... 

Personal insolvency figures have fallen in 2023, but demand for support is higher than ever. In this blog, we break down the personal insolvency landscape in the first three quarters of the year and explore why these numbers appear to be falling…

In four decades in the insolvency profession, David Rankin has seen a lot of trends and changes. In this blog, he tells us more about how the world of personal insolvency has changed during his working life...

As more and more people in England and Wales struggle with money worries, in this blog we look at how the breathing space scheme helped people stay afloat in 2022…

This year, R3 is taking part in Talk Money Week, a national campaign that aims to help break the stigma around talking about personal finances. This year’s theme is "Do One Thing," encouraging people to take just one small step towards financial security...

In this blog, we drill down into 2022 data to understand the growing number of individuals entering a personal insolvency process and the trends in which solution they are choosing to enter…

In 2022, personal insolvency levels hit a three year high. In this blog, we break down personal insolvency data from the Insolvency Service and explore how age, location and gender affected the trends…

As the cost of living crisis continues to bite, more people than ever in the UK are at risk of going through debt problems. In this guide we outline the first signs that indicate it’s time to ask for help…

2022 was a monumental year for R3’s Press, Policy and Public Affairs Team, with work on three high-profile issues: regulatory reform, reforms to Companies House, and a call for evidence on the personal insolvency framework