Personal insolvency figures have fallen in 2023, but demand for support is higher than ever. In this blog, we break down the personal insolvency landscape in the first three quarters of the year and explore why these numbers appear to be falling…

In this blog, we drill down into 2022 data to understand the growing number of individuals entering a personal insolvency process and the trends in which solution they are choosing to enter…

In 2022, personal insolvency levels hit a three year high. In this blog, we break down personal insolvency data from the Insolvency Service and explore how age, location and gender affected the trends…

Having called for a review of the personal insolvency framework for sometime, in September we welcomed the opportunity to submit evidence and offer our thoughts on how it could be improved.

Data from the Insolvency Service published in April shows that contrary to what many might have expected, personal insolvency levels fell for the second consecutive year in 2021. In this blog, we break down how different people across England and Wales were affected by financial distress in 2021.

Personal insolvency levels in England and Wales fell for the first time in five years in 2020, according to research from the Insolvency Service. In this blog, we provide a breakdown and analysis of the figures – and a look at what’s driving the downward trend…

A round-up of everything R3's Press, Policy, and Public Affairs team had on their plates in February... 

The Government's consultation proposing to raise monetary limits on the criteria for obtaining a Debt Relief Order are welcome, but barriers to accessing the debt solution remain. Read a summary of our response to the consultation here...

R3's Press, Policy, and Public Affairs team round up the key events from January in the world of restructuring and insolvency...